dynamic reflections crashes game

Anytime I enable dynamic reflections, it crashes the game. I believe it happened even before version 0.27.1 but now it is guaranteed every time now right away, or in first minute or two every time if enabled. I receive error, "BeamNG.Drive has attempted to use more memory than is available for use (0MB were requested)"
I have a 5600X, 16GB of memory and a GTX1080Ti with 11gb of vram. And I don't see that high of system memory from task manger or vram usage from msi afterburner.

I'm running no overclocks on system.
I tested with safe mode, no mods, cleared cache.
running windows 10 with latest 527 Nvidia driver

Also, fyi, I also can run 3dMark without issues, I also play halo infinite as a demanding title with no problems.

 

I have tried in safe mode and just tested again right now with safe mode, game crashes right away, same error.