The inaurance usally gets cheaper if fewer people drive a car a vw golf 2 cost 3500 to 4000 euros if youre 18 a skyline or 350z costs only 1400 euros. The golf only has 75 hp then the skyline 280 so pick no wimder some choose a fast rare car over a golf
I was using a price comparison website, out of 120 insurers only 3 would give a quote on that car. So yeah, they are betting companies, they have decided the odds are not good. --- Post updated --- I think that is part of why the Volvo C30 Sport R design (1.6l petrol, so sport model in the sense of body kit and suspension) is cheaper to insure than a Kia Ceed or Renault Clio. Presumably the people who are attracted to Volvo's are less likely to crash, plus people who are more likely to crash probably buy Vauxhaul Corsa's and so on. If I were to get a car I would want to stay away from typical "first cars" and go for something that has a more mature audience, purely to try and stay out of that sector. Also, a 350z would be £6330.24 with a black box, if paid up front for 5k miles per year. Anything remotely sporty or fast is going to be very expensive.
insurers hate young drivers in UK, they consider young to be under 25 too. As a 22 year old male with a clean insurance record spanning 4 years, I pay £1600 a year for a 2001 impreza WRX, because wtf.
I forget exactly what my insurance was when I owned a car, but it was in the ballpark of $2,400/year for a 1990 Volkswagen Fox. Some of my friends at high school who owned trucks were paying upwards of $4,000. It starts off on the expensive side, but after five years of driving I would only be paying $1,800, then $1,400 after ten years.
Damn, that's a lot. When I got my '99 Fiat Coupe, I paid 1100€ for insurance (which is the average to regular 90s car's insurance price when I compared them) but afterwards I got a 30% first car insurance bonus and a bonus for having so many insurances in our family, I'm paing about 700€ a year now.
If I convert that to 'Murican units, it's about $2100/year. You lucky sod, I get raped $4200/year for a car that's fundamentally slower (but also more dangerous). That's what happens when you get a singular speeding ticket, I suppose.
It is totally based on the other people that own the car. My car (2011 Hyundai Genesis v8) is pretty quick, and I could easily get myself into trouble, but since only old people really drive it the insurance is only about $40/mo more than my little 1999 Honda Accord with the i4.
My little excel only costs about $180AUD per year. It's not an expensive car so it's not worth paying for comprehensive car insurance so I just have third party. That's on P Plates being a 17 year old.
From this discussion about paying 15,000 GBP a year for 5K miles, it almost seems to me like British insurance companies are colluding to keep sports-type cars off the road entirely and make it so they can only be used on the track (trailered to and from, natch). Remember, that's the country where radio blowhards can demand jail sentences for every speeder and, apparently, no one bats an eye.
When I first got my license my insurance on the Crown vic was about $1300/year, liability and uninsured motorist only.
I'm petty sure that's what it was, I know for sure it was at least $1k. It's way down now, though, with a little bit of jiggering of the plan. I think it's like $400 a year now or something.
I think I might be a bit older to. My friend was paying $300 for his P-71 when he first got his license.
You'll have to get a citation on that last part, we don't bat an eye because that doesn't happen. And no. Insurance in UK is more expensive in first place. And then there are additional penalties for horsepower, power to weight ratio, driver age, accident statistics for your age group on that vehicle, modifications and also theft rates of your area and your area's demographics. Where I live, diesels, offroaders, pickups and vans cost more to insure because of the high rate of theft, usually from the traveler community who love diesel pickups and vans (that is genuinely where they end up). Executive vehicles are also higher to insure because there is a car theft ring stealing them to order in this area. BBC had an article recently on cloned vehicles being sold in Manchester, one of their featured vehicles was stolen in this town. Insurers do account for modifications (which are legally required to be declared). Logically expect to pay more for them but again they actually consider accident rates for people with those mods, the change in desirability for thieves etc. Somehow adding my cars exhaust (axle back) to my policy actually decreased my premium, as did the tint. The stereo (these don't always have to be declared,, coverage to a certain value is often included, just mines over) and skirts made virtually no difference. Please focus the conspiracies on your own country first. The one conspiring to remove healthcare from the private citizen and discriminate against anyone that's not a cis heterosexuality white man over the age of 40 but under 65 and working in government. before poking shit at us. The country that's seeking to impose free speech, silence media and eliminate net neutrality.
Do decent performance tyres need to be declared?(in the UK) Not talking about racing tyres here, just good quality non oem road ones.
Here in the 'Murica-land, you can declare any mods you do to your vehicle, however (to my knowledge), it's not legally bound. An 800HP Hennessey Mustang is no more expensive to insure than a regular GT Mustang if you keep your mouth shut about it. The VIN shows it as a standard GT, thus it's insured as one. Just don't wreck it, because that's where they get ya.
