I noticed that in the weather menu the cloud setting doesn't fill the sky and mask out the sun like how it should in reality. So I went ahead and tweaked the sunsky settings in the editor to get the right mood for a cloudy day and this is how it should look with cloud slider at max in my opinion. I hope this is something devs consider in the future. (With Reshade you could probably get some nice ambient occlusion under the vehicle for a more natural look)