Hear me out, it makes no sense, when an ai vehicle turn into me in the middle of an intersection, break ONLY my mirror and i have to either pay 124 and wait 10 minutes or pay 1124 and get it instantly. Im the old system, i would pay the 124 and wait like 20 seconds (because it was a small repair) or of course do it via insurance. Also the insurance system is just way too simplified, I could choose how much i wanted to pay depends on the stuff i want to get and now, I dont even think i pay for insurance! It doesnt need to be simplified, it wad the simpliest it should be. PLEASE bring it back.
