I've decided that the cost of insuring a car is very far out of my budget, so I've been looking at this little moped to buy as soon as I turn 16: It's a 2018 Honda Metropolitan. It's cute, it's practical (decent storage space and 100 mpg), and it can do 40 mph which is just what I need for keeping up with traffic on streets. The insurance is a fraction of the cost of a car, and the moped itself is only $2300 new but I will need a full motorcycle license. What do you guys think? Note: I've already considered an e-bike, but the ones that don't require any registration or license (<20 mph) are so slow I might as well ride my normal bike. Also, my typical commute with this thing would be a 10 mile ride each way a few times a week. I've decided against a 50cc as I would be constantly flooring it to keep up with traffic on secondary traffic. Instead of that, I've been considering a 150cc scooter such as this Honda PCX150 lately: However, this puts me in the $3000s range and I have barely any income to save money with, so not completely sure about it.